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PeG
Forum Whacko
| Joined: | Mon Jul 10th, 2006 |
| Location: | Malaysia |
| Posts: | 1691 |
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Posting #1: Fri May 25th, 2007 04:15 |
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Just received this through email, please read on.
Dear Friends,
How to survive like this laa.
Malaysia
Very interesting... read it on.
Somebody should get this to 'people on top'...
Let's do some simple calculations here.
In Malaysia , the average family income is RM3,000 /month(where father works, mother doesn't).
I understand there are many families whose monthly income does not reach RM3,000, but, to make thingssimple, let's take RM3,000 as the figure. Ok lah, right?
Okay, let's start rolling with a family which has Papa,Mama, 1 daughter and 1 son. Ngam-ngam ...
Calculation starts...
Electricity and water bill:RM100 (No air-con, No home theatre, No water heater ...ok?)
Phone bill ( Telekom):RM100
Meals for a happy family:RM775 (3 meals on RM25/day, RM25 for 4 persons...?)
Papa makan / teh-tarik during working hrs:RM155 (RM5/day, RM5 ... can eat what?)
Car repayment:RM400 (A proton saga aeroback, 7 yrs repayment)
Petrol (living in city, traffic-jam):RM300 (go to work, bring son to school, only can afford one carrunning)
Insurance:RM650 (kids, wife and myself)
House repayment:RM750 (low cost housing repayment for 30 yrs, retired still have to work to pay!)
Tuition:&nbs p; RM80 (got that cheap meh? i don't think so)
Older children pocket money @ school:RM20 (RM1/day, eat bread?)
School fees:RM30 (enough ah?)
School books and etc:RM100 (always got extra to pay in school)
Younger children milk powder:RM50 (cannot have the DHA, BHA, PHA one, expensive)
Miscellaneous:RM100 (shampoo, rice, sauce, toilet paper)
Oh wait!!! I have to stop here, so... No Astro, no movie@ cinema, =o DVD, no CD, no online, cannot KFC, cannot McDonald, cannot goPark =alk during weekend (petrol expensive), no chit chat on phonewith =randparents, and etc...
Let's use a calculator to total up... WALAO EH! Shit! RM3,610 =lready...
EPF belum potong, income tax lagi........oledi RM3,610 ...
How to survive lah tuan-tuan dan puan-puan sekalian ???
Our Deputy Prime Minister asked us to change lifestyle?
How to change? Don't eat? Don't work? Don't send childrento school and study?
Beside s that, I believe in Malaysia population, there aremillions of rakyat Malaysia which still don't earn RM3,000/month!!!
What is this? Inilah Malaysia Boleh... Sorry... it shouldbe Malaysians boleh , because we're still alive and kicking!!
Our politicians must be mad!!!!
Please forward and comment boleh or tak boleh. No wonderso many Ah loong around..
Note: RM3,000/month to a single also nothing much left !!!
____________________
DISCLAIMER: I AM ALWAYS WRONG.
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madviruz
Forum Addict
| Joined: | Wed Nov 8th, 2006 |
| Location: | Malaysia |
| Posts: | 162 |
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Posting #2: Sun May 27th, 2007 17:27 |
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PeG,
There are many errors in the email posted.
A familyman can survive comfortably with 3k. The frist thing to discard is insurance. He cannot afford one for his children as they do not need it. For the wife he can always remarry, if she decided to emigrate up there. What he needs is just term insurance on his life which is cheap as he is the sole bread winner. 100k term insurance is hardly 50 ringgit per month assuming he is in his 30's. This wil save RM600.
Phone bills can be restricted to RM50 for 1 mobile digi prepaid for 2 months. For 2 phones it is just RM50 monthly and if the system is exploited the minimal cost is just 30 sens weekly there after for the 2 phones. That is a minimum of RM50 saving.
Car? heck he need not buy a new one. His children can take bus or vans to school like the majority, he can ride a motocycle. That is a saving of RM300 at least.
Housing? he cannot afford to buy, renting is always an option. Saving RM200.
Thats a total of RM1150 less.
I agree they need to eat. To yearn for enriched milk for school going children? Tuition is redundant and a delusion of future academic performance.
PeG many in the periphery are living with much less. Of course who does not want to have a salary increase? But there must be increase in productivity. Look at the Operating expenses of the Goverment in the 80's it is less than 80% of the revenue. In 2004 and 2005 it ballooned to nearly 92% of the revenue. What is there left for development? Yes, thats why the borrowings and as Dr M said let the future generation worry about it. Reduction of corruption? That is also a pipe dream as the cost just went up!
____________________
madviruz
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